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Money Management

Money mistakes people in retirement make

Money mistakes people in retirement make When you’ve worked hard all your life to build up your nest egg, the last thing you want to do is fritter it away over a few years. Here, we look at the common money traps people in retirement make, and how you can do your best to avoid […]

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Money Management

How to build an emergency fund when you’re on a budget

How to build an emergency fund when you’re on a budget If there’s one thing the COVID-19 pandemic has shown us, it’s that the unexpected can happen at any time. And, while there are many things in life you can’t control, you can make sure you have enough funds put aside to help you get […]

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Money Management

Budget smarter with the 50/20/30 rule

Budget smarter with the 50/20/30 rule New to budgeting? You may know how much money you make and have a rough idea of how much you spend. But do you know what you’re actually spending it on, or if your spending patterns will benefit you in the long run? The good news is, you don’t […]

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Money Management

What happens to superannuation when you break up?

What happens to superannuation when you break up? Depending on the situation, you might get some of your ex partner’s super, or they may get some of yours. See what you need to know. A divorce from your husband or wife, or a separation from your de facto, could mean a division of your assets […]

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Money Management

5 money mistakes to avoid if you’re going guarantor

5 money mistakes to avoid if you’re going guarantor Nearly 40% of Aussies said it took them between two and five years to save for a deposit on a home, while 25% said it took them between five and 10 years. If you have a family member who wants to get into the market sooner […]

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Money Management

6 steps to help you feel more positive about your finances

6 steps to help you feel more positive about your finances With one in four Australians reporting more financial stress after COVID, it’s no surprise many of us are concerned about the future. Between mounting bills, unexpected expenses and a lack of understanding around our needs in retirement, getting our savings on track and seeing […]

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Money Management

How to identify (and beat) your spending triggers

How to identify (and beat) your spending triggers Are you buying more to perk yourself up? You aren’t alone. Since the start of COVID, there’s been an increase in online shopping. But, if you want to get a handle on your add-to-cart habit, understanding why you spend money, can help bring your purchasing patterns in […]

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Money Management

What you can claim when working from home

What you can claim when working from home Setting up a home office? Here’s how to create a comfortable workspace, while offsetting the extra costs of working remotely. If you’re among those who’s decided to say ‘so-long’ to the office, you’ve probably also realised that having the right home-office set up is essential for your […]

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Money Management

How to protect your finances from cybercrime

How to protect your finances from cybercrime Cybercrime rose sharply in 2020, as more people worked, shopped and socialised online due to the COVID-19 pandemic. Anyone can be a target, so it’s essential to be proactive when it comes to protecting your finances and identity online. Our digital tools and technology were a welcome relief […]

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Money Management

14 money mistakes to avoid in your younger years

14 money mistakes to avoid in your younger years Here’s a list of things you could stop doing if you no longer want to rely on the bank of mum and dad, or that credit card. Going without a budget If you’re looking for somewhere to start when it comes to creating a budget, jot […]

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Money Management

6 steps to building good financial habits

How financially secure do you feel? Recent research1 into Australians’ financial wellness – which is a person’s satisfaction with their current and future financial situation – revealed that people with good financial habits feel more financially secure. It sounds like a no-brainer. But adopting good financial habits isn’t always as easy as it sounds, start […]

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Money Management

5 ways to shop a little smarter this Christmas

If cash flow is looking a tad grim this year, here are some ideas to up the presents under the tree, noting it’s the presence around it that really counts. We don’t need to list the events of 2020 to say it’s been a big one, particularly as we approach the festive season, where many […]

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Money Management

Managing your financial health during the COVID-19 pandemic

The COVID-19 pandemic has certainly disrupted our daily lives, forcing us to close entire industries and change our behaviour overnight. With the lockdown directly affecting jobs and the economy, many people’s thoughts quickly turned to their finances. Whether or not your income has been affected, now is a good time to get your finances in […]