- Understanding market volatility
Understanding market volatility Many investors become concerned when volatility occurs in global financial markets – particularly about the impact on their… Read more: Understanding market volatility - A real cybercrime story
A real cybercrime story Australians lost over $3 billion to scams in 2022 alone. With investment scams being the most common,… Read more: A real cybercrime story - What’s the best age to retire?
What’s the best age to retire? There is no magic age at which to retire. But what’s important is to plan… Read more: What’s the best age to retire? - How to help grow your money through compound interest
How to help grow your money through compound interest Earning interest on interest: learn how the power of compounding can send… Read more: How to help grow your money through compound interest - 5 ways to do more with less money in your relationship
5 ways to do more with less money in your relationship We all want to live a good life with our… Read more: 5 ways to do more with less money in your relationship - Stressed but surviving – Aussie women & their finance
Stressed but surviving – Aussie women and their finance Taking control of your finances starts with your super. As we battle… Read more: Stressed but surviving – Aussie women & their finance - How to upsize your super with a tax-free downsizer contribution
How to upsize your super with a tax-free downsizer contribution Did you know from age 55, you may be eligible to… Read more: How to upsize your super with a tax-free downsizer contribution - Help your retirement funds last the distance
Help your retirement funds last the distance Retirement is a time that many Australians eagerly anticipate, providing plenty of time to… Read more: Help your retirement funds last the distance - How to invest responsibly and ethically
How to invest responsibly and ethically If you’d like your money to make a difference to the world as well as… Read more: How to invest responsibly and ethically - How to budget as interest rates rise
How to budget as interest rates rise Having a solid budget is crucial to building financial resilience and as rising rates… Read more: How to budget as interest rates rise - How to help grow your money through compound interest
How to help grow your money through compound interest Earning interest on interest: learn how the power of compounding can send… Read more: How to help grow your money through compound interest - Five facts everyone needs to know about life expectancy
Five facts everyone needs to know about life expectancy With the life expectancy of Australians increasing over the years, most of… Read more: Five facts everyone needs to know about life expectancy - How to get more from your 2023 tax return with super contributions
How to get more from your 2023 tax return with super contributions We all want to make the most of our… Read more: How to get more from your 2023 tax return with super contributions - 15 common sense tips to help manage your finances
15 common sense tips to help manage your finances 1. Shop around We often shop around to get the best deal… Read more: 15 common sense tips to help manage your finances - Why do you need superannuation?
Why do you need superannuation? When you’re just starting out in the workforce, it’s easy to see superannuation as money that’s… Read more: Why do you need superannuation? - Rebooting for retirement
Rebooting for retirement As retirement comes into view, it’s time to imagine a new you for the post-work age. You remember… Read more: Rebooting for retirement - Building an emergency savings fund
Building an emergency savings fund With the number of unpredictable events that have happened in the past few years, from COVID… Read more: Building an emergency savings fund - Making downsizer contributions into super
Making downsizer contributions into super If you’re over 55 and looking to boost your retirement savings, you may be eligible to… Read more: Making downsizer contributions into super - What are the steps to investing?
What are the steps to investing? Want to invest but don’t know where to start? Here are five basic steps for… Read more: What are the steps to investing? - Protect yourself against romance scams
Protect yourself against romance scams Dating and romance scams are very destructive – both financially and emotionally. Don’t let them break… Read more: Protect yourself against romance scams - What is the retirement age in Australia?
What is the retirement age in Australia? When will you be ready to retire? There are two important ages you need… Read more: What is the retirement age in Australia? - Understanding different investment styles
Understanding different investment styles When it comes to investing, there’s no one size fits all strategy that can assure success but… Read more: Understanding different investment styles - What’s the best way to get insurance organised?
What’s the best way to get insurance organised? Making sure you’re getting the best deal on insurance without missing out on… Read more: What’s the best way to get insurance organised? - Say goodbye to tax troubles
Say goodbye to tax troubles Do you find yourself drowning in random receipts when EOFY comes around? Learn to lodge your… Read more: Say goodbye to tax troubles - Avoid the superannuation death tax
Avoid the superannuation death tax While there has not officially been any death duties in Australia for decades, they definitely still… Read more: Avoid the superannuation death tax - Buying an investment property
Buying an investment property Is an investment property the right choice for you in retirement? What you need to know about… Read more: Buying an investment property - Can super secure a woman’s future?
Can super secure a woman’s future? Here are some stark numbers on the difference between men and women at the point… Read more: Can super secure a woman’s future? - Why staying invested matters when markets fall
Why staying invested matters when markets fall It’s natural to feel nervous when markets fall. News about inflation and rising interest… Read more: Why staying invested matters when markets fall - How old is too old for insurance?
How old is too old for insurance? As you age and your health starts to deteriorate, having a financial safety net… Read more: How old is too old for insurance? - 3 things to consider if your Super balance falls
3 things to consider if your Super balance falls From time to time, market movements may cause your super balance to… Read more: 3 things to consider if your Super balance falls - The ups and downs of superannuation
The ups and downs of superannuation Many of us like to keep an eye on our superannuation balance. It’s only natural,… Read more: The ups and downs of superannuation - How to deal with rising inflation
How to deal with rising inflation Between March 2021-22, inflation in Australia rose by 5.1%. Meanwhile, wages only rose by 2.4%1.… Read more: How to deal with rising inflation - Smart strategies for paying down debt
Smart strategies for paying down debt Being in debt can really wear you down, both financially and emotionally. Whether it’s a… Read more: Smart strategies for paying down debt - 3 golden rules that make saving for retirement easier
3 golden rules that make saving for retirement easier If you’ve thought about how much money you need to save so… Read more: 3 golden rules that make saving for retirement easier - 9 ways to teach kids the value of money at Christmas
9 ways to teach kids the value of money at Christmas What’s the meaning of Christmas in your household? While it… Read more: 9 ways to teach kids the value of money at Christmas - Impacts from Falling Home Prices: The Wealth Effect
Impacts from Falling Home Prices: The Wealth Effect The impacts of interest rate hikes on consumers are well known; higher interest… Read more: Impacts from Falling Home Prices: The Wealth Effect - What are some investment options outside of super
What are some investment options outside of super When it comes to investing, you have two options – inside or outside… Read more: What are some investment options outside of super - How to save for retirement in your 40s
How to save for retirement in your 40s By the time you’re in your 40s you’ll potentially be earning more money… Read more: How to save for retirement in your 40s - What you should know about creating your will and estate plan
What you should know about creating your will and estate plan If you want to protect your family and assets, it’s… Read more: What you should know about creating your will and estate plan - Why paying off your mortgage faster might not always make sense
Why paying off your mortgage faster might not always make sense For the most part, paying off your mortgage quicker makes… Read more: Why paying off your mortgage faster might not always make sense - Investment fundamentals to consider in volatile times
Investment fundamentals to consider in volatile times Sharp share market falls are stressful for investors as no one likes to see… Read more: Investment fundamentals to consider in volatile times - Consumers warned about Fake Investment Opportunities as losses top $20m
Consumers warned about Fake Investment Opportunities as losses top $20m Losses to imposter bond investment scams have nearly tripled in the… Read more: Consumers warned about Fake Investment Opportunities as losses top $20m - Active versus Passive Investing – What’s the difference and what’s the best?
Active versus Passive Investing – What’s the difference and what’s the best? Investing in shares is a popular way of helping… Read more: Active versus Passive Investing – What’s the difference and what’s the best? - Five Questions to ask before Plunging into an ETF
Five Questions to ask before Plunging into an ETF Exchange Traded Funds (ETFs) have been available on the ASX for over… Read more: Five Questions to ask before Plunging into an ETF - Did you know gifting can impact your Age Pension?
Did you know gifting can impact your Age Pension? Gifting, or financially assisting family or friends by giving away some of… Read more: Did you know gifting can impact your Age Pension? - Tips to reduce your debts before you retire
Tips to reduce your debts before you retire While many Aussies will carry some debt into retirement, the good news is,… Read more: Tips to reduce your debts before you retire - Building an investment portfolio with pocket change
Building an investment portfolio with pocket change The concept of investing in shares or other investment products can put a lot… Read more: Building an investment portfolio with pocket change - How much do I need in retirement?
How much do I need in retirement? How much you need to save for a comfortable retirement is a question many… Read more: How much do I need in retirement? - Teaching your kids to spend wisely
Teaching your kids to spend wisely There are many reasons we fall into the trap of overspending. One reason is we… Read more: Teaching your kids to spend wisely - Do I need insurance cover?
Do I need insurance cover? “Do I really need this insurance?” It’s probably a question you’ve asked at some point when… Read more: Do I need insurance cover? - New opportunities to grow your Super from 1 July 2022
New opportunities to grow your Super from 1 July 2022 Both older and younger Australians, as well as low-income earners, are… Read more: New opportunities to grow your Super from 1 July 2022 - Investment Market Outlook: Volatility Rises, Value EmergesInvestment Market Outlook: Volatility Rises, Value Emerges With war in Eastern Europe, inflation surging and Covid lockdowns inhibiting industrial production in… Read more: Investment Market Outlook: Volatility Rises, Value Emerges
- 7 age pension traps to avoid
7 age pension traps to avoid After a lifetime of hard work, it’s important you maximise your entitlements in retirement. So… Read more: 7 age pension traps to avoid - Scammers targeting victims through money recovery scams
Scammers targeting victims through money recovery scams Scamwatch is warning people to be aware of uninvited offers of help to recover… Read more: Scammers targeting victims through money recovery scams - Should you merge your finances with your partner?
Should you merge your finances with your partner? The pandemic has changed many aspects of our daily lives, and romance is… Read more: Should you merge your finances with your partner? - Money mistakes people in retirement make
Money mistakes people in retirement make When you’ve worked hard all your life to build up your nest egg, the last… Read more: Money mistakes people in retirement make - Super changes that could affect you from 1 July 2022
Super changes that could affect you from 1 July 2022 The government has announced a number of changes to the super… Read more: Super changes that could affect you from 1 July 2022 - How to build an emergency fund when you’re on a budget
How to build an emergency fund when you’re on a budget If there’s one thing the COVID-19 pandemic has shown us,… Read more: How to build an emergency fund when you’re on a budget - What is equity and how can I use it to invest?
What is equity and how can I use it to invest? Whether you’re looking to invest in property, renovate or pay… Read more: What is equity and how can I use it to invest? - Get retirement ready, no matter your age
Get retirement ready, no matter your age With Aussies living longer than ever, you could be spending many happy years in… Read more: Get retirement ready, no matter your age - 5 tips for a stress-free conversation about your will
5 tips for a stress-free conversation about your will No one likes unpleasant surprises. Talking about your Will with your family… Read more: 5 tips for a stress-free conversation about your will - 9 retirement thought starters for people in or nearing their 40s
9 retirement thought starters for people in or nearing their 40s 1. Do I have to retire by a certain age?… Read more: 9 retirement thought starters for people in or nearing their 40s - Budget smarter with the 50/20/30 rule
Budget smarter with the 50/20/30 rule New to budgeting? You may know how much money you make and have a rough… Read more: Budget smarter with the 50/20/30 rule - Granny flat arrangements within the context of the gifting rules
Granny flat arrangements within the context of the gifting rules Retirees wanting to downsize their home may consider the option of… Read more: Granny flat arrangements within the context of the gifting rules - What happens to superannuation when you break up?
What happens to superannuation when you break up? Depending on the situation, you might get some of your ex partner’s super,… Read more: What happens to superannuation when you break up? - Constructing a retirement portfolio in a low return world
Constructing a retirement portfolio in a low return world Portfolio construction is a much-used term that can be misunderstood. Fundamentally, the… Read more: Constructing a retirement portfolio in a low return world - How does your pension live on after you die?
How does your pension live on after you die? Account-based pensions offer a flexible and tax-effective method of drawing a regular… Read more: How does your pension live on after you die? - Everything you need to know about medical examinations for life insurance
Everything you need to know about medical examinations for life insurance When you take out an insurance policy, the provider will… Read more: Everything you need to know about medical examinations for life insurance - 5 money mistakes to avoid if you’re going guarantor
5 money mistakes to avoid if you’re going guarantor Nearly 40% of Aussies said it took them between two and five… Read more: 5 money mistakes to avoid if you’re going guarantor - What happens to my super when I move overseas?
What happens to my super when I move overseas? You might be leaving the country for a variety of reasons –… Read more: What happens to my super when I move overseas? - Tax deductible donations: Get the most out of giving back
Tax deductible donations: Get the most out of giving back Donating to a charity or cause you care about is a… Read more: Tax deductible donations: Get the most out of giving back - Market volatility during COVID-19
Market volatility during COVID-19 Market volatility refers to extreme price movements over a given period. These movements may occur in a… Read more: Market volatility during COVID-19 - Do life insurance products cover mortgage payments?
Do life insurance products cover mortgage payments? You’ve worked tirelessly to own the home of your dreams. But if you suffered… Read more: Do life insurance products cover mortgage payments? - Demand for financial advice doubles in five years
Demand for financial advice doubles in five years If your car engine sounds dodgy, you see a mechanic. If you’re unwell,… Read more: Demand for financial advice doubles in five years - How to beat Inflation before it beats you
How to beat Inflation before it beats you Investors with long memories – or a good education – will recall the… Read more: How to beat Inflation before it beats you - Your 7-point retirement planning checklist
Your 7-point retirement planning checklist You might feel emotionally ready to retire but you’ll want to make sure you’re financially ready… Read more: Your 7-point retirement planning checklist - Should I still change jobs despite COVID-19?
Should I still change jobs despite COVID-19? Go back a month or two and you’d be forgiven for thinking we were… Read more: Should I still change jobs despite COVID-19? - Mortgage versus super – a common dilemma
Mortgage versus super – a common dilemma Conventional wisdom used to dictate Australians were better paying off their home loans, and… Read more: Mortgage versus super – a common dilemma - Money worries and your mental health
Money worries and your mental health It’s been a trying time for many people, with our collective mental health taking a… Read more: Money worries and your mental health - Downsizing your home? Understanding the downsizer contribution
Downsizing your home? Understanding the downsizer contribution Downsizing the family home is often part of the longer-term financial plans for many… Read more: Downsizing your home? Understanding the downsizer contribution - Retirement Realities: 5 Tips for Rebuilding a Super Future
Retirement Realities: 5 Tips for Rebuilding a Super Future Australians will need to rebuild their superannuation and retirement savings, after withdrawing… Read more: Retirement Realities: 5 Tips for Rebuilding a Super Future - Salary sacrificing into super – how it works
Salary sacrificing into super – how it works Salary sacrificing into super is where you choose to have some of your… Read more: Salary sacrificing into super – how it works - 6 steps to help you feel more positive about your finances
6 steps to help you feel more positive about your finances With one in four Australians reporting more financial stress after… Read more: 6 steps to help you feel more positive about your finances - Adding more to your retirement savings: is it worth it?
Adding more to your retirement savings: is it worth it? There’s no denying that being proactive with your super may be… Read more: Adding more to your retirement savings: is it worth it? - What is capital gains tax and when might I have to pay it?
What is capital gains tax and when might I have to pay it? Capital gains tax is charged on the profit… Read more: What is capital gains tax and when might I have to pay it? - How much can you confidently spend in retirement?
How much can you confidently spend in retirement? So much happiness in retirement comes from peace of mind, not money. Of… Read more: How much can you confidently spend in retirement? - Housing Market: Bubble or Balloon?
Housing Market: Bubble or Balloon? As one of Australia’s favourite assets, residential property is no stranger to news of a market… Read more: Housing Market: Bubble or Balloon? - How to identify (and beat) your spending triggers
How to identify (and beat) your spending triggers Are you buying more to perk yourself up? You aren’t alone. Since the… Read more: How to identify (and beat) your spending triggers - Saving for your child’s future
Saving for your child’s future As every parent knows (even before they become one), raising a child isn’t cheap. And those… Read more: Saving for your child’s future - Property investment vs shares
Property Investment vs Shares An age-old question is whether it’s better to invest in property or shares. There is actually no… Read more: Property investment vs shares
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