We don’t just focus on your money.
We focus on you: your dreams, values, goals, family needs and life philosophy.
Your financial wellness depends on
more than just investments;
we work with the whole picture in mind.
We let you know the reasons behind
our recommendations so that you can confidently make informed choices.
Regardless of where you are in life, it makes sense to have a clear-headed approach to saving, investing and spending. Once you have a clearer understanding of where your money is going, you’ll be in a stronger position to reach your goals sooner.
At Mentor Financial Services Group, we begin by getting to know you and goals for the future. This involves discussing your financial and lifestyle goals for the future. We also touch on any foreseeable life events such as getting married, buying your first home, having a family, children’s education, any overseas travel, as well as your views of what makes an ideal life in retirement.
These initial meetings also provide the opportunity to ask any questions, so that you too feel comfortable with who we are and what we do. Once we have a detailed understanding of your goals, we’ll work together on a realistic plan that’s designed to make these goals become a reality.
To find out how we can help you, please contact us.
While it may not seem like it yet, your superannuation savings or ‘super’ as it is more commonly called, is likely to be your greatest asset (aside from the family home) as you approach retirement.
However, many people overlook the importance of superannuation and the role it plays in growing your retirement nest egg. For instance, those who pay little attention to their superannuation fund, may find that their superannuation savings are held in the default (or balanced) option, which may not be ideal for their circumstances, retirement goals, or what we call your “tolerance towards risk.”
This could mean reaching retirement age with less money in your super fund than you may have otherwise accrued had the investments been more appropriately structured according to your needs, situation and objectives.
At Mentor Financial Services Group, we understand the complexities of the superannuation environment and can help structure a superannuation strategy that’s right for you.
To find out more about our approach to superannuation, please contact us.
Despite the often volatile nature of investment markets, investing remains one of the most effective ways to grow your wealth over the long term.
Too many people make poor investment choices based on bad advice, coverage in the media, or emotional impulse decisions when markets experience a sharp downturn. An imprudent decision in the short term can have a detrimental effect on your investment portfolio over the medium to longer term.
At Mentor Financial Services Group, we believe that investing is not speculating. To be a successful investor requires a disciplined approach and an investment strategy that is customised to your individual goals, objectives and requirements.
We design investment strategies that are based on a thorough understanding of your circumstances, attitudes and objectives. And we only proceed when you are entirely comfortable with the investment strategy we recommend.
To find out more about our approach to investing, please contact us.
An unexpected illness, injury or worse is not something we like to contemplate, however should the unexpected happen, it can be reassuring to know that you have done everything you can to protect you and your loved ones financially.
Unfortunately, many Australian households are underinsured or have insurance cover that isn’t suitable for their needs or circumstances. This can place unnecessary strain on the family in the event of an unexpected illness, injury or death.
At Mentor Financial Services Group, we believe that insurance is the cornerstone of a sound financial plan. As part of our holistic approach, we’ll discuss various types of insurance cover that we feel may be suitable for you based on your circumstances and obligations as we understand them to be.
It’s all part of our duty of care to ensure that you and those you care for are adequately protected should the unexpected strike.
To find out more about our approach to insurance, please contact us.
Retirement means many different things to different people. For some, it could mean spending more time with family, friends or travelling. While for others, it could mean pursuing a neglected passion, starting a small business or volunteering.
Regardless of what retirement looks like to you, the key to making your ideal version of retirement a reality is to plan, save and invest carefully before you reach your retirement years.
A key consideration is to ensure that your retirement savings last as long as you do, and that the lifestyle you imagine in retirement is one that you can ultimately afford. This requires a considered, methodical approach and a thorough assessment of your financial resources and accumulated assets as you near retirement.
At Mentor Financial Services Group, we’re retirement planning specialists and have helped many people just like you to plan, look forward to, and eventually enjoy a secure, comfortable quality of life in retirement. It’s what we do well.
Even if you feel you may have left it a little too late, it’s never too late to get started.
To find out more about our approach to retirement planning, please contact us.
A legal will is a legally binding document that outlines your wishes regarding the distribution of your assets upon your death. While a will is important, it is only one aspect of the estate planning process. An estate plan is a detailed set of documents that can involve your will, trusts, powers of attorney, life insurance, beneficiary designations and property ownership.
An effective estate plan aims to maximise the value of the estate by reducing taxes and expenses while providing clarity around your wishes.
One key difference between a will and an estate plan is that an estate plan is a comprehensive plan that includes documents that are effective during your lifetime whereas a will only takes effect at the time of your passing. Together these documents outline who has the power to make healthcare and financial decisions on your behalf during your life, and who receives your assets at the time of your death.
With our guidance, we will take you through everything you need to consider and ensure you have the things most important to you covered.
To find out more about our approach to estate planning, please contact us.
