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Investing

What is capital gains tax and when might I have to pay it?

What is capital gains tax and when might I have to pay it? Capital gains tax is charged on the profit you make from the sale of certain assets. These could be assets that you’ve purchased or inherited. To give you a few examples, capital gains tax might apply to things such as shares, investments, […]

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Investing

Property investment vs shares

Property Investment vs Shares An age-old question is whether it’s better to invest in property or shares. There is actually no right or wrong answer. It all comes down to your preferences and approach to risk. Growth investments Both asset classes – shares and property – are considered to be growth investments. In other words, […]

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Investing

Four thoughts on cryptocurrency in 2021 and beyond

Four thoughts on cryptocurrency in 2021 and beyond Some cryptocurrencies have experienced a surge in value (and interest) since the pandemic. However, there’s a long way to go before it becomes clear how to determine their fundamental value. Even the Reserve Bank is talking about cryptocurrency, having announced late last year it is exploring the […]

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Investing

What is risk appetite?

What is risk appetite? For some people, risk means excitement and opportunity. For others, it invokes feelings of fear and discomfort. We all experience a degree of risk in our everyday lives – whether it’s simply walking down the street or having investments in the share market. Everyone has a risk profile that defines their […]

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Investing

What’s Your Investment Lifestage?

What’s Your Investment Lifestage? Whether you’re a long–term investor or just starting out, it can be easy to fall into a rut and leave your investments undiversified. With all the things going on in our lives, keeping track of the market and researching investments can feel like one more project we just don’t have time […]

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Investing

Nine keys to successful investing

As an investor it’s very easy to get thrown off by the ever-present worry list surrounding investment markets that relates to economic activity, profits, interest rates, politics, and so on. This has been magnified by a digital media where everyone is vying for attention and the best way to get this attention is via headlines […]

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Investing

A guide to active and passive investing

Investment funds can be broadly split into two categories – active and passive. And while both options play a part in an investment portfolio, it’s important to understand how each works before allocating money to them. Basics of passive investing Passive investing has gained momentum in Australia, and beyond, over the last decade. It could […]

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Investing

Biden versus Trump – the US presidential election is looming as the next big event for investors

The US election has significant potential to add to volatility in investment markets. A Trump victory will mean more of the same and would likely initially be more positive for US than global and Australian shares. By contrast a Biden victory may add to short-term volatility but this is likely to be short lived as […]